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Starling Bank Referral Offer – Get £25 Free Cash For Opening An Account
Starling Bank are currently offering new customers a free £25 cash bonus when opening a personal current account through a referral link and making just one qualifying card payment.
The best part? There’s no minimum spend required, meaning even a tiny purchase such as 1p can qualify for the reward.
This is one of the easier UK bank switch-style offers available right now, especially as you do not need to switch banks or set up Direct Debits.
How To Get The Free £25
- Open a new personal Starling account using this signup link.
- During signup, enter referral code: 0FXE9Q
- Complete the account verification process inside the app
- Once approved, make 1 qualifying card payment within 30 days. Apple Pay, Google Pay and contactless payments all count.
- Receive your £25 bonus within around 7 days 🎉
The reward is usually added to a “Space” inside the Starling app, although you can instantly move it to your normal account balance and withdraw it if you wish.
FAQ’s
What Does NOT Count As A Qualifying Payment?
Some transaction types are excluded from the promotion.
These include:
- Gambling transactions
- Bank transfers
- Direct Debits
- Refunds
- Prepaid or e-money card top ups
Normal everyday card purchases should qualify without issue.
Will Opening A Starling Account Affect My Credit Score?
One common question people ask is whether opening a Starling account affects your credit file.
For a standard personal current account, Starling normally performs a soft credit check only, which does not impact your credit score.
What Is Starling Bank?
Starling is one of the UK’s most popular digital banks, offering a fully app-based banking experience with features including:
- Instant spending notifications
- Budgeting tools
- Debit card management
- Spending insights
- Fee-free spending abroad
Everything is managed through the mobile app, making it a popular alternative to traditional high street banks.
Is Starling Bank Legit?
Yes, Starling is a fully regulated UK bank and is widely used across Britain.
A few key points:
- Rated 4.1 on Trustpilot
- Authorised and regulated by the Financial Conduct Authority (FCA)
- Eligible deposits protected up to £85,000 under the FSCS
If you decide the account is not for you, you can simply take the £25 bonus and stop using the account afterwards.
Final Reminder
To qualify for the free £25 bonus, remember you must:
- Open a new personal Starling account
- Enter referral code 0FXE9QP
- Make one qualifying card payment within 30 days
👉 Sign up here: Starling Bank