If there is one money-saving site or App I would recommend to everyone its TopCashback. Read my full TopCashback Review for extra tips to maximise savings and actively use it to earn money. The savings are so passive it feels like free money.
What is TopCashback?
TopCashback is one of my favourite free money-saving websites. It is literally one of the easiest ways to start saving on nearly all your online expenditure, from shopping to paying for household bills.
We are not just talking pennies here, sometimes the cashback is really decent money that adds up to hundreds of pounds over time.
How Does Top Cashback Work?
Before you make a purchase online you simply sign in to TopCashback.co.uk first and then carry on with your transaction.
The company you purchase from will have tracked the transaction via cookies and this will have earned TopCashback a commission. They are then basically sharing this commission with you.
Savvy Extra Tip: if you have already visited the retailer you wish to purchase from, consider either deleting your cookies or using a different browser before clicking from TopCashback to the retailer just to ensure the cookie tracks.
You can download the TopCashback App on your Android phone or iPhone so you can use the App when you shop via your mobile.
Sometimes you can use the TopCashback App when out and about making In-store purchases.
You can also submit receipts via their “Snap and Save” feature to get cashback credited to your account if you have purchased an item that qualifies for a receipt cashback offer.
TopCashback Sign Up Bonus
Check out my Topcashback link and see the latest sign up bonus, at the time of writing it’s £5 Tesco gift card, but this might change.
I receive a referral fee if you do, which would be much appreciated but it’s not why I recommend the site.
My TopCashback Earnings
I’ve had the account while and bearing in mind I use 2 other cashback sites and my wife buys most of the household shopping I’ve still managed to accrue the following:
I’ve withdraw £151.15 and have another £221.26 which I really should withdraw actually.
This doesn’t include any pending transactions.
Selection Of My Best TopCashback Deals
Below are a few examples of the highest cashback payments I have received.
- Axa House Insurance £33.60 (premium was only £167 and I had already found the cheapest quote on a comparison site)
- Go Compare Insurance £28.00
- Tesco Bank £42.00
Plus lots of smaller transactions which all add up to hundreds of pounds over time.
How To Make Money From TopCashback – Cashback Earners
I combined a number of Matched Betting sign ups with TopCashback deals. So not only did I benefit from the Bookie or Casino offer I also received the following cashback amounts:
- Ladbrokes £31.50
- NetBet £26.25
- Mecca Bingo £12.07
- Roxy Palace £26.25
- Sun Bets £10.50
Total Matched Betting TopCashback £106.57
You could also do similar cashback earners with banking. Get paid for opening bank account or taking out a credit card if they are offering £20+ cashback. Obviously use any credit card with care, if you spend more than you otherwise would have it’s not going to be a benefit.
Make More Free Money From TopCashback
Once you get the hang of TopCashback you can mention it to your friends. Share the links on your social media profiles, or if they won’t mind, send them an email.
Briefly explain the benefits and if they sign up and earn their own cashback, you will earn a referral fee.
Free Cashback is ways to earn cashback without making an actual purchase. The Free Cashback link is in the site menu.
These include a range of No purchase offers:
- Free Trials
- Free Sim Cards
You can earn from pence to pounds from various offers.
Note, if ever you do sign up to free trials always make a note of any dates to cancel by so you don’t incur any charges.
Make Your TopCashback Go Further – More Free Money
Instead of withdrawing out your cashback in cash to your bank account you have the option of boosting it further although you have to be a member to do this.
You can choose to receive your cashback in the form of an egift card and get a % increase in the payout.
Here’s a small selection of what’s on offer:
There are many more options available and plenty in the 10-12% boost range.
Here are a few examples of what was on offer at the time of writing:
- Toby Carvery +12%
- Millers and Carters +12%
- Harvester Pubs +12%
- Greene King +12%
- Pizza Express +10%
- Costa Coffee +10%
- Primark +6%
- Amazon 2.5%
Savvy Extra: Zeek is a particularly awesome option. If you haven’t heard of it before it’s a gift voucher exchange site where you can sell unwanted gift cards and buy cheap gift cards below face value.
So, if you cash out to Zeek with a 15% boost then buy gift cards at say 10-20% discount you are making an awesome saving.
TopCashback Daily Clue Seasonal Treats – Instant Prizes & Draws
Recently TopCashback has been holding Seasonal Treat events. These are a fun incentive to get people logging in to answer a daily clue every day in the hope of winning some cash prizes.
TopCashback Humming Bird Locations
During a promotion, the TopCashback Hummingbird will be found on the retailer page that corresponds with the correct answer to the daily clue.
The TopCashback Hummingbird can also be found randomly on any other pages of the site. However, this would be specific to you and not the same for everyone else.
It’s also pure luck whether you find it. it’s not worth looking through every page of the site for, but maybe try a few random pages combing with looking for good offers and see if you get lucky.
TopCashback Xmas Treats
The TopCashback Xmas Treats ran for 24 days and offered Instant Prizes of 10p up to £100.
The Mega Prize Draw was giving away a massive £3000.
Here’s an example of the Instant Win Prizes Board
TopCashback Halloween Treats
21 days TopCashback Halloween daily clues were offered.
Again you just had to click the Hummingbird to reveal your bonus treat. This would either be an entry into the Mega Prize Draw with a prize of £1313 or a symbol to qualify you for an Instant Cash Prize.
Top Cashback Halloween Sweet Treat Instant Prizes:
- 1 Pumpkin for 10p
- 2 Witches Hats for 20p
- 3 Eyeballs for 50p
- 3 Broomsticks for £1
- 3 Cauldrons for £5
- 4 Witches Hats for £10
- 4 Potions for £20
- 4 Jarred Eyeballs £100
You could also earn additional entries to a prize draw if you made any purchases through TopCashback or for sharing on Twitter and Facebook.
As you can see all promotions run pretty much along the same lines.
TopCashback Valentines Treats
This seasonal Valentines promotion ran for 9 days.
The Mega Prize Draw was for £1000 and the instant prizes from 10p to £100.
TopCashback Easter Sweet Treats 2017
This seasonal TopCashback Easter promotion ran for 15 days and offered a Mega Prize Draw of £1000 to the lucky winner.
TopCashback Spring Treats 2018
This ran for 14 days around with a Mega Prize Draw for £2000.
TopCashback also gave away a totally free Easter Egg up to the value of £3 during this promotion. All we had to do was scan any receipt which included the purchase of Easter Eggs.
TopCashback v Quidco
For me, TopCashback just edges in front. When both sites have a commission on offer at the same brand TopCashback offers that tiny bit higher cashback more often than not.
Personally, I would suggest everyone has an account with both. I always check both. In fact, my biggest cashback actually came from Quidco, it was £300 for a holiday.
Plus between the two, if one isn’t offering cashback, the other usually is.
TopCashback is one of the best money-saving opportunities available. It’s so easy to implement and once you start using it, it will soon become second nature making it almost a form of passive income.
Any online spending you do, just do so via clicking through from TopCashback first. Easy.
What do you think of TopCashback? How Much have earned?