Are you missing out on Nectar Points you are entitled to from using your Nectar Card at the near 400 brands that are partnered with it?
Do you know how much the points are worth and how best to redeem them?
The Nectar Card is one of the most well-known loyalty schemes in the UK and has recently been revamped. It now offers personalised offers based on your past transactions.
Plus extra tips like making money back scanning your shopping receipts.
This post covers how to get the most out of your Nectar card, points and ways to boost your points total.
- Nectar Card App
- How Much Are Nectar Points Worth?
- How To Earn Nectar Points
- Boost the Nectar Points You Earn
- How & Where to Spend Nectar Points
What Is the Nectar Card Loyalty Scheme?
Nectar Card is the loyalty card scheme used and now owned fully owned by Sainsbury’s since 2018
Although predominantly known as a Sainsbury loyalty card, there are a number of other participating companies in the scheme the main ones of which I cover in more detail below.
Nectar Card App
One of the key new features of the Nectar card is personalised offers.
Check out this 54-second video which briefly highlights how the Nectar Card and new offers should work for you.
How Much Are Nectar Points Worth?
If you opt to spend your Nectar Card points in Sainsbury’s they are worth 0.5p per point. So 1/2 a penny per point.
Examples of Nectar Points equivalent value in pounds and pence:
- 1 Nectar point is worth 0.5p
- 2 Nectar points are worth 1p
- 100 Nectar points are worth 50p
- 250 Nectar points are worth £1.25
- 500 Nectar Points are worth £2.50
- 1000 Nectar Points are worth £5.00
- 2000 Nectar Points are worth £10.00
- 3000 Nectar Points are worth £15.00
- 5000 Nectar Points are worth £25.00
- 10,000 Nectar Points are worth £50.00
How To Earn Nectar Points
There are many partners in the Nectar Card scheme and they don’t all follow the same points earning system.
I have highlighted some of the most common and well-known options below, but to find up to date and more specific information on all the other near on 400 individual brands it’s best to log in to the Nectar web site and check current terms.
You earn 1 point per £1 that you spend at Sainburys stores, including online and Sainsbury’s fuel stations.
Link your eBay account to your Nectar Card and get 1 point per £1 you spend.
You can earn 1 point per litre of fuel and 2 points per £1 you spend at the Esso station.
You must first find the Expedia page on the Nectar web site and visit them via that page. You can then earn Nectar points in the following ways:
- 2 points per £1 – on package, hotel, car or activity bookings
- 1 point per £1 – on flight bookings
Next is one of Britain’s most popular clothing retailers as well as selling homeware and garden products. Generally, it’s not common to even get extra cashback on Next purchases so picking up a few Nectar points is at least one way to get rewarded.
You can currently get 2 points per £1 you spend online at next.co.uk
One of the best ways to reduce your Sky Tv bill is to use the much cheaper and contract-free streaming service Now TV, also owned by Sky.
As well as saving money and offering a cheap way to watch Sky Sports and the best programs on Sky, there’s also the option to collect 200-250 Nectar Points on some of the Now Tv Passes and 100-400 points for various NOW TV Smart box options.
Although it’s also worth checking to see if there are better Now TV Free Trials and Cheap Deals available.
Currently, you can collect 1250 to 4750 Nectar points on a range of different mobile phone contracts.
You can earn up to 3500 points on various contracts, packages and bundles for Handsets, Broadband, and Sim-only deals.
- ASOS 2 points per £1 spent online
- Currys 2 points per £1 spent online
- PrettyLittleThing 2 points per £1 spent online
- JD Sports 2 points per £1 – on purchases and 1 point per £1 for on sale items
The Daily Mail an example of an opportunity to collect points not directly on the actual purchase, but instead by claiming them via a separate loyalty scheme.
If you buy the actual printed Daily Mail newspaper you can claim Nectar Points every day via the MyMail loyalty club and gain bonus points if you do so 7 days a week.
Plus earn 2 points per £1 you spend in the MyMail online shop.
Boost the Nectar Points You Earn
When you log in to Nectar, via the website or the app, you are presented with a range of points offers.
You should see similar to the following:
You’ll clearly see your Nectar Points balance and how much your points are worth.
Alongside this you have 2 options of offers types:
- Weekly personalised offers
- Weekly partner offers
Weekly Personalised Offers
This is where I found the most value in the new App.
The weekly personalised offers should typically relate to items you have previously purchased.
For example, here are 4 of my 10 personalised offers:
All the offers above related very closely to recently purchased items I had made.
Weekly Partner Offers
Here are examples of the Partner offers that were available to me.
I chose this selection below because there is a Lloyds Pharmacy in my local Sainsburys, so it’s something worth checking for if I intend to use it. I also have a post relating to the offer, for free and cheap flu jabs at Lloyds Pharmacy.
It would be a very rare occasion that I would make use of the vast majority of other offers within the very limited time frames.
Offers include ways to boost the points you redeem and boost the points you earn either by getting so many points when you spend a minimum amount or more commonly offering x2 or x4 points on your first or next shop at certain retailers.
These deals change all the time. Whether it’s worth getting what’s on offer when you go to make all kinds of expenses online is debatable.
Sainsburys Instore Receipts
When you pay for your instore Sainsburys shop you will often be given Nectar receipts with points offers on. Sometimes they print off quite a few! Personally I don’t find these of much use as they seem pretty generic.
I much prefer the wider selection of personalised offers within the Nectar app.
Did you know you can also make money scanning Sainsbury’s store receipts? I’ve put together a post on the best receipt apps, which if you use regularly could be worth £150+ a year in cash and rewards.
Mailing List Promos
If you are subscribed to receive postal marketing from Sainsbury’s, you will periodically be sent offers through the post.
For example, in December 2019 we were sent the following:
- 300 bonus Nectar Points (Worth £1.50) on a minimum spend £1
- Spend 2000 Nectar points in December to qualify for 300 points a day in Jan 2020*
*Minimum shop £2 and one shop per day.
Which if for those who use local store often, is a pretty good offer.
Sainsburys Double Up
Unlike say the Tesco Clubcard which allows points to be up to tripled, there are very few and limited opportunities to boost the value of your Nectar points.
Until that is, the Nectar Double Up promotion is launched. This promotion has been running once a year for a couple of years now.
For a limited amount of time, the double-up promo gives you the opportunity to exchange your Nectar points for vouchers at double the value which you can then spend in Sainsbury’s.
However, the promo is usually not as simple as it sounds with all kinds of terms you need to be aware of in order to get your vouchers.
It’s important you understand how the promo works and where exactly you can spend your vouchers because once you have them you need to make sure they don’t expire.
The Nectar Notifier is an online desktop browser extension which acts as a reminder to collect points when you shop online. With nearly 400 online brands offering Nectar points on shopping its a useful reminder without having to check, or even forget.
Powered by Yahoo, the Nectar Notifier earns you points for your online searches, currently up to 1-2 points per search and up to 200 points per month.
Plus get 100 points just for downloading.
You can use it even if you have other toolbars installed already.
Sainsburys Credit Card
If you are a loyal customer to any particular store it’s always worth checking if they have their own-brand credit card which will reward your spending in points.
In the case of Sainsbury’s at the time of writing I found 2 options:
- Sainsburys Dual Offer Credit Card
- Sainsburys Nectar Purchase Offer Credit Card
Both options offer 7500 Nectar points (£37.50) in the first 2 months. These are split into 750 bonus points each time you spend £35 up to a maximum of 10 shops.
Currently, as with all Sainsbury’s credit cards you get up to 2 Nectar points for every £1 you spend in Sainsbury’s stores and on fuel. For spending elsewhere, you get 1 Nectar point for every £5 you spend, which is easily beaten by alternative options.
American Express Nectar Card
At the time of writing there is also the option of the American Express Nectar card which currently offers 20,000 Nectar Points, which is £100 worth, on the first £2000 you spend in the first 3 months.
However much you spend it works out at the equivalent of 5% cashback.
Check the MSE best supermarket loyalty and close to cashback credit cards for current offers and see if you can use the MSE Eligibility Calculator so you carry out a soft search first to find out the likelihood of acceptance without affecting your credit rating.
Remember with credit cards, the points are only an added bonus if:
- You don’t spend more than you otherwise would via cash.
- Pay off your bill each and every month, even if 0%, so as not to accrue debt
- Never end up paying interest
How & Where to Spend Nectar Points
Exact details of offers change frequently, so it’s always a good habit to visit the brand via the Nectar web site first to check terms and in some instances click through from the Nectar brand page to access the site you wish to make a purchase in order to qualify for the points.
To find info on all 390+ the specific brands you can log in to your Nectar Account or find them on the App.
Here are a couple of popular examples of where and how you can spend your Nectar points.
Sainsbury’s Points Spending
Generally, the most common place people think to spend their Nectar Points is their local Sainsburys supermarket.
To do so you’ll need to link your Nectar and Sainsburys accounts first.
You can simply redeem points when you checkout instore, simply hand over your card.
You can also spend the points at Sainburys online.
eBay Points Spending
Once you have 500 points you can use a £2.50 Nectar Voucher and store it in your linked eBay account.
You can then use it towards any payment over £10 or more, up to a maximum of £200.
Argos Points Redemption
Another popular example of where to spend your Nectar points is Argos online and in stores.
To do so online you first have to connect your account via the Nectar website, search for the “Argos” page. Click Link Accounts. Sign in to Argos and link using Necar Card details. Choose the delivery method and then how many points to spend at checkout.
In actual Argos stores just take your Nectar card to the checkout and ask to redeem points as part of all of your payment.
As the post highlights, there’s a wide range of ways to collect Nectar Points, but their value is fairly limited with no clear ways to significantly boost their redemption value.
Checking your personalised Weekly Offers seems to be one of the best ways to make sure you are getting the most from the loyalty scheme as the offers tend to be on products you typically purchase anyway.
What do you think of the Nectar Card? Do you have any tips on getting the most out of it?
Do you find it worthwhile?
I’d love to hear, so feel free to comment.